I have Home Insurance am I still covered if my home is Flooded ?
This is a question I get almost daily in our agency and although seems to be quite easy to understand many insured get confused most of the time. Home Insurance and Flood Insurance are 2 types of policies. The reason why this might be confusing is becuase many homeowners believe homeowners policy will cover all the damages caused by a hurrican or even other damages such as fire. Many homeowners policies due include flood coverage and its becoming more and more common to see flood coverage as an endorsement in the main homeowners policy it is important however...
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